legal Protection of personal data The collected personal information will be processed automatically; the data will be used pursuant to the various services offered by the site and may be transmitted to companies in the Assurance Universelle group and to its partners. The collected personal information will be processed automatically; the data will be used pursuant to the various services offered by the site and may be transmitted to companies in the Assurance Universelle group and to its partners. In compliance with the French law n° 78-17 of 6 January 1978 relative to information technology, files and freedoms, Web surfers have the right to access, modify and object to this information; this right can be exercised by writing to: Credit-insurance.com site, Assurance Universelle, 91, rue du Faubourg Saint-Honoré, 75008 Paris. Warning The site and its contents are legally protected with regard to the literary and artistic property rights (copyrights, translations...) and to the industrial property rights (brands, illustrations...). Any reproduction or use of the site's contents, other than for individual and private consultation, is forbidden without prior authorization.Failure to comply with these rules can result in civil and criminal liability for the offender. Editor CThis site has been produced by companies in the Assurance Universelle group: Assurance Universelle, a public limited company with capital of EUR1,660,000, governed by the Insurance Code, with head offices located at 91, rue du Faubourg Saint-Honoré, 75008 Paris, Paris B RTC N° 552 073 256. Publications Manager: Stephan Haushofer The information storage is provided by Éclipse Communication Pontoise B RTC N° 404 466 716. Head offices: 43, avenue Jeanne, 95230 Soisy sous Montmorency. Credits The site was created by Stockho SA, 22 rue Palestro, 75002 Paris.